Sunday, October 9, 2011

Insurance in Arkansas

Have you shopped your insurance lately? If your like most of my clients, the answer is probably no. Did you know that on average most of our clients at Fidelity Insurance Group save more than 30% on their annual insurance premiums. I know you are probably asking, whats the catch? Believe it or not, there is no catch. As one of Arkansas' largest independent insurance agencies, Fidelity Insurance Group works with insurance brokers and managing general agencies across the country to provide you acess to literally hundreds of companies.

The last time you renewed your car insurance, do you ask your agent if there were other insurance companies that might actually offer you the same coverage levels at a lower price? An independent insurance agents main goals are supposed to be quality service and maximum protection at the lowest possible price. There are a couple of old sayings like "You get what you pay for" and "The cheapest is not always best", while those sayings are often times true, there not totally accurate.

Lets take a look at an example where those sayings are not true:
Insurance Company A
Rated A++ by S&P
Provides incredible service and great claims handling
Agent of record is knowlegeable, accessable, and easy to work with
Premium: $10,000

Insurance Company B
Rated A++ by S&P
Provides incredible service and great claims handling
Agent of record is knowlegeable, accessable, and easy to work with
Premium: $7,000

Whats the difference between these 2 companies? Price and the commission paid to the agent.
What incentive does your current insurance agent have to switch your coverage to another company? Actually alot, if he or she is acting as your partner rather than your pawn.

My goal in starting this blog is to save you money. Nothing more, because I realize that if I can save you money-I can make money. Its really nothing more. We figured out that if we treated our clients insurance they we treat ours, that not only would we really form a partnership with our clients but we would also never have to fear loosing our clients to competitors.

If you feel that we could save you or your company some money by switching to us, please give us a call at (870)732-0707. We offer quotes on commercial and personal lines insurance including but not limited to auto, home, life, health, group health, business owners, bonds, liability, commercial homes, condos, and apartments.

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